Apply for a Spanish mortgage online
Two products, one form — pick the one that matches your situation and we’ll guide you through the rest.
New Spanish Mortgage
AIP — Agreement in Principle
For people purchasing a property in Spain
A mortgage Agreement in Principle so you can shop with confidence — showing estate agents and sellers you're a serious buyer with finance lined up.
Before you start, please have:
- Your passport
- Proof of income (last 3 months payslips or accounts)
- Recent bank statements
- Details of the Spanish property (if already chosen)
- A rough deposit figure
65+ Spanish Lifetime Mortgage
Equity release
For property owners aged 65+ already in Spain
Release equity from the Spanish home you already own. The Lifetime Mortgage repays itself when the property is sold or passes to your next-of-kin.
Before you start, please have:
- Your Spanish NIE / DNI / TIE number
- Address and cadastral reference of your Spanish property
- Details of your monthly income (pension, rental, etc.)
- The name of your Spanish bank
- Contact details for your next-of-kin
Not sure which one fits? Call us on +34 952 85 36 47 and we’ll point you to the right product.
